Capera

6,75,00,000 FD for 5 years

Matures at 10,27,88,650 at the highest published rate, 8.50% with Muthoot Capital Services.

Interest ₹2,34,12,713 to ₹3,52,88,650 across 13 banks · quarterly compounding, pre-tax · rates as of 24 Aug 2026

Tenor

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At ₹3 crore and above, banks quote from a separate bulk rate card rather than the retail one, so this page loads the bulk cohort. Every figure on this page is computed with quarterly compounding and is pre-tax.

What ₹6,75,00,000 becomes

Maturity value on a 5-year deposit

Across the 13 banks we track at this tenor, the interest on ₹6,75,00,000 spans ₹1,18,75,937 between the highest and lowest published rate. Quarterly compounding, pre-tax.

BankRateInterestMaturity valuevs median
Muthoot Capital ServicesNBFC8.50%3,52,88,65010,27,88,650+77,59,303
Manipal Housing FinanceHFC7.50%3,03,71,4929,78,71,492+28,42,145
Shriram FinanceNBFC7.25%2,91,77,5889,66,77,588+16,48,241
PNB Housing FinanceHFC7.25%2,91,77,5889,66,77,588+16,48,241
Sundaram Home FinanceHFC7.15%2,87,03,9119,62,03,911+11,74,564
Mahindra FinanceNBFC7.00%2,79,97,5289,54,97,528+4,68,181
LIC Housing FinanceHFC6.90%2,75,29,3479,50,29,347+0
KKTDFCNBFC6.75%2,68,31,1619,43,31,1616,98,186
Axis BankPvt6.60%2,61,37,8509,36,37,85013,91,497
ICICI BankPvt6.50%2,56,78,3359,31,78,33518,51,012

Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →

Same deposit, longer lock-in

6,75,00,000 across every tenor

Highest published rate at each tenor, compounded quarterly, pre-tax.

TenorTop rateInterestMaturity value
7-day4.50%57,9536,75,57,953
30-day5.00%2,76,2426,77,76,242
90-day5.95%9,90,2086,84,90,208
180-day5.95%19,94,9426,94,94,942
1-year8.00%55,64,1717,30,64,171
2-year8.00%1,15,87,0087,90,87,008
3-year8.50%1,93,73,7588,68,73,758
5-year8.50%3,52,88,65010,27,88,650

Deposit ladder

Other deposit sizes over 5-year

At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 8.50%; deposits at or above it use the bulk card at 8.50%.

DepositInterestMaturity valueCard
50,000₹50,00026,14076,140retail · 8.50%
1,00,0001 lakh52,2791,52,279retail · 8.50%
2,00,0002 lakh1,04,5593,04,559retail · 8.50%
5,00,0005 lakh2,61,3977,61,397retail · 8.50%
10,00,00010 lakh5,22,79515,22,795retail · 8.50%
20,00,00020 lakh10,45,59030,45,590retail · 8.50%
50,00,00050 lakh26,13,97476,13,974retail · 8.50%
1,00,00,0001 crore52,27,9481,52,27,948retail · 8.50%
2,50,00,0002.5 crore1,30,69,8703,80,69,870retail · 8.50%
5,00,00,0005 crore2,61,39,7417,61,39,741bulk · 8.50%
10,00,00,00010 crore5,22,79,48215,22,79,482bulk · 8.50%

Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →

Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.