Capera

6,00,00,000 FD for 2 years

Matures at 7,02,99,563 at the highest published rate, 8.00% with Manipal Housing Finance.

Interest ₹77,89,586 to ₹1,02,99,563 across 15 banks · quarterly compounding, pre-tax · rates as of 25 Aug 2026

Tenor

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At ₹3 crore and above, banks quote from a separate bulk rate card rather than the retail one, so this page loads the bulk cohort. Every figure on this page is computed with quarterly compounding and is pre-tax.

What ₹6,00,00,000 becomes

Maturity value on a 2-year deposit

Across the 15 banks we track at this tenor, the interest on ₹6,00,00,000 spans ₹25,09,977 between the highest and lowest published rate. Quarterly compounding, pre-tax.

BankRateInterestMaturity valuevs median
Manipal Housing FinanceHFC8.00%1,02,99,5637,02,99,563+15,29,082
Muthoot Capital ServicesNBFC8.00%1,02,99,5637,02,99,563+15,29,082
Sundaram FinanceNBFC7.25%92,72,3736,92,72,373+5,01,892
KKTDFCNBFC7.00%89,32,9076,89,32,907+1,62,426
Sundaram Home FinanceHFC7.00%89,32,9076,89,32,907+1,62,426
Mahindra FinanceNBFC7.00%89,32,9076,89,32,907+1,62,426
ICICI Home FinanceHFC6.95%88,65,1896,88,65,189+94,708
Shriram FinanceNBFC6.88%87,70,4816,87,70,481+0
PNB Housing FinanceHFC6.85%87,29,9276,87,29,92740,554
LIC Housing FinanceHFC6.80%86,62,3836,86,62,3831,08,098

Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →

Same deposit, longer lock-in

6,00,00,000 across every tenor

Highest published rate at each tenor, compounded quarterly, pre-tax.

TenorTop rateInterestMaturity value
7-day4.50%51,5146,00,51,514
30-day5.00%2,45,5486,02,45,548
90-day5.95%8,80,1856,08,80,185
180-day5.95%17,73,2826,17,73,282
1-year8.00%49,45,9306,49,45,930
2-year8.00%1,02,99,5637,02,99,563
3-year8.50%1,72,21,1187,72,21,118
5-year8.50%3,13,67,6899,13,67,689

Deposit ladder

Other deposit sizes over 2-year

At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 8.00%; deposits at or above it use the bulk card at 8.00%.

DepositInterestMaturity valueCard
50,000₹50,0008,58358,583retail · 8.00%
1,00,0001 lakh17,1661,17,166retail · 8.00%
2,00,0002 lakh34,3322,34,332retail · 8.00%
5,00,0005 lakh85,8305,85,830retail · 8.00%
10,00,00010 lakh1,71,65911,71,659retail · 8.00%
20,00,00020 lakh3,43,31923,43,319retail · 8.00%
50,00,00050 lakh8,58,29758,58,297retail · 8.00%
1,00,00,0001 crore17,16,5941,17,16,594retail · 8.00%
2,50,00,0002.5 crore42,91,4852,92,91,485retail · 8.00%
5,00,00,0005 crore85,82,9695,85,82,969bulk · 8.00%
10,00,00,00010 crore1,71,65,93811,71,65,938bulk · 8.00%

Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →

Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.