₹8,75,00,000 FD for 5 years
Matures at ₹13,32,44,547 at the highest published rate, 8.50% with Muthoot Capital Services.
Interest ₹3,03,49,813 to ₹4,57,44,547 across 13 banks · quarterly compounding, pre-tax · rates as of 24 Aug 2026
Type any deposit and press Enter to recalculate.
At ₹3 crore and above, banks quote from a separate bulk rate card rather than the retail one, so this page loads the bulk cohort. Every figure on this page is computed with quarterly compounding and is pre-tax.
What ₹8,75,00,000 becomes
Maturity value on a 5-year deposit
Across the 13 banks we track at this tenor, the interest on ₹8,75,00,000 spans ₹1,53,94,734 between the highest and lowest published rate. Quarterly compounding, pre-tax.
| Bank | Rate | Interest | Maturity value | vs median |
|---|---|---|---|---|
 Muthoot Capital ServicesNBFC | 8.50% | ₹4,57,44,547 | ₹13,32,44,547 | +₹1,00,58,357 |
 Manipal Housing FinanceHFC | 7.50% | ₹3,93,70,452 | ₹12,68,70,452 | +₹36,84,262 |
 Shriram FinanceNBFC | 7.25% | ₹3,78,22,799 | ₹12,53,22,799 | +₹21,36,609 |
 PNB Housing FinanceHFC | 7.25% | ₹3,78,22,799 | ₹12,53,22,799 | +₹21,36,609 |
 Sundaram Home FinanceHFC | 7.15% | ₹3,72,08,774 | ₹12,47,08,774 | +₹15,22,584 |
 Mahindra FinanceNBFC | 7.00% | ₹3,62,93,092 | ₹12,37,93,092 | +₹6,06,902 |
 LIC Housing FinanceHFC | 6.90% | ₹3,56,86,190 | ₹12,31,86,190 | +₹0 |
| KKTDFCNBFC | 6.75% | ₹3,47,81,134 | ₹12,22,81,134 | −₹9,05,056 |
 Axis BankPvt | 6.60% | ₹3,38,82,398 | ₹12,13,82,398 | −₹18,03,792 |
 ICICI BankPvt | 6.50% | ₹3,32,86,730 | ₹12,07,86,730 | −₹23,99,460 |
Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →
Same deposit, longer lock-in
₹8,75,00,000 across every tenor
Highest published rate at each tenor, compounded quarterly, pre-tax.
| Tenor | Top rate | Interest | Maturity value |
|---|---|---|---|
| 7-day | 4.50% | ₹75,124 | ₹8,75,75,124 |
| 30-day | 5.00% | ₹3,58,091 | ₹8,78,58,091 |
| 90-day | 5.95% | ₹12,83,603 | ₹8,87,83,603 |
| 180-day | 5.95% | ₹25,86,036 | ₹9,00,86,036 |
| 1-year | 8.00% | ₹72,12,814 | ₹9,47,12,814 |
| 2-year | 8.00% | ₹1,50,20,196 | ₹10,25,20,196 |
| 3-year | 8.50% | ₹2,51,14,130 | ₹11,26,14,130 |
| 5-year | 8.50% | ₹4,57,44,547 | ₹13,32,44,547 |
Deposit ladder
Other deposit sizes over 5-year
At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 8.50%; deposits at or above it use the bulk card at 8.50%.
| Deposit | Interest | Maturity value | Card |
|---|---|---|---|
| ₹50,000₹50,000 | ₹26,140 | ₹76,140 | retail · 8.50% |
| ₹1,00,0001 lakh | ₹52,279 | ₹1,52,279 | retail · 8.50% |
| ₹2,00,0002 lakh | ₹1,04,559 | ₹3,04,559 | retail · 8.50% |
| ₹5,00,0005 lakh | ₹2,61,397 | ₹7,61,397 | retail · 8.50% |
| ₹10,00,00010 lakh | ₹5,22,795 | ₹15,22,795 | retail · 8.50% |
| ₹20,00,00020 lakh | ₹10,45,590 | ₹30,45,590 | retail · 8.50% |
| ₹50,00,00050 lakh | ₹26,13,974 | ₹76,13,974 | retail · 8.50% |
| ₹1,00,00,0001 crore | ₹52,27,948 | ₹1,52,27,948 | retail · 8.50% |
| ₹2,50,00,0002.5 crore | ₹1,30,69,870 | ₹3,80,69,870 | retail · 8.50% |
| ₹5,00,00,0005 crore | ₹2,61,39,741 | ₹7,61,39,741 | bulk · 8.50% |
| ₹10,00,00,00010 crore | ₹5,22,79,482 | ₹15,22,79,482 | bulk · 8.50% |
Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →
Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.