Capera

5,50,00,000 FD for 2 years

Matures at 6,44,41,266 at the highest published rate, 8.00% with Manipal Housing Finance.

Interest ₹71,40,454 to ₹94,41,266 across 15 banks · quarterly compounding, pre-tax · rates as of 25 Aug 2026

Tenor

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At ₹3 crore and above, banks quote from a separate bulk rate card rather than the retail one, so this page loads the bulk cohort. Every figure on this page is computed with quarterly compounding and is pre-tax.

What ₹5,50,00,000 becomes

Maturity value on a 2-year deposit

Across the 15 banks we track at this tenor, the interest on ₹5,50,00,000 spans ₹23,00,812 between the highest and lowest published rate. Quarterly compounding, pre-tax.

BankRateInterestMaturity valuevs median
Manipal Housing FinanceHFC8.00%94,41,2666,44,41,266+14,01,658
Muthoot Capital ServicesNBFC8.00%94,41,2666,44,41,266+14,01,658
Sundaram FinanceNBFC7.25%84,99,6756,34,99,675+4,60,067
KKTDFCNBFC7.00%81,88,4986,31,88,498+1,48,890
Sundaram Home FinanceHFC7.00%81,88,4986,31,88,498+1,48,890
Mahindra FinanceNBFC7.00%81,88,4986,31,88,498+1,48,890
ICICI Home FinanceHFC6.95%81,26,4236,31,26,423+86,815
Shriram FinanceNBFC6.88%80,39,6086,30,39,608+0
PNB Housing FinanceHFC6.85%80,02,4336,30,02,43337,175
LIC Housing FinanceHFC6.80%79,40,5186,29,40,51899,090

Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →

Same deposit, longer lock-in

5,50,00,000 across every tenor

Highest published rate at each tenor, compounded quarterly, pre-tax.

TenorTop rateInterestMaturity value
7-day4.50%47,2215,50,47,221
30-day5.00%2,25,0865,52,25,086
90-day5.95%8,06,8365,58,06,836
180-day5.95%16,25,5085,66,25,508
1-year8.00%45,33,7695,95,33,769
2-year8.00%94,41,2666,44,41,266
3-year8.50%1,57,86,0257,07,86,025
5-year8.50%2,87,53,7158,37,53,715

Deposit ladder

Other deposit sizes over 2-year

At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 8.00%; deposits at or above it use the bulk card at 8.00%.

DepositInterestMaturity valueCard
50,000₹50,0008,58358,583retail · 8.00%
1,00,0001 lakh17,1661,17,166retail · 8.00%
2,00,0002 lakh34,3322,34,332retail · 8.00%
5,00,0005 lakh85,8305,85,830retail · 8.00%
10,00,00010 lakh1,71,65911,71,659retail · 8.00%
20,00,00020 lakh3,43,31923,43,319retail · 8.00%
50,00,00050 lakh8,58,29758,58,297retail · 8.00%
1,00,00,0001 crore17,16,5941,17,16,594retail · 8.00%
2,50,00,0002.5 crore42,91,4852,92,91,485retail · 8.00%
5,00,00,0005 crore85,82,9695,85,82,969bulk · 8.00%
10,00,00,00010 crore1,71,65,93811,71,65,938bulk · 8.00%

Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →

Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.