Capera

3,75,00,000 FD for 2 years

Matures at 4,39,37,227 at the highest published rate, 8.00% with Manipal Housing Finance.

Interest ₹48,68,491 to ₹64,37,227 across 15 banks · quarterly compounding, pre-tax · rates as of 24 Aug 2026

Tenor

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At ₹3 crore and above, banks quote from a separate bulk rate card rather than the retail one, so this page loads the bulk cohort. Every figure on this page is computed with quarterly compounding and is pre-tax.

What ₹3,75,00,000 becomes

Maturity value on a 2-year deposit

Across the 15 banks we track at this tenor, the interest on ₹3,75,00,000 spans ₹15,68,736 between the highest and lowest published rate. Quarterly compounding, pre-tax.

BankRateInterestMaturity valuevs median
Manipal Housing FinanceHFC8.00%64,37,2274,39,37,227+9,55,676
Muthoot Capital ServicesNBFC8.00%64,37,2274,39,37,227+9,55,676
Sundaram FinanceNBFC7.25%57,95,2334,32,95,233+3,13,682
KKTDFCNBFC7.00%55,83,0674,30,83,067+1,01,516
Sundaram Home FinanceHFC7.00%55,83,0674,30,83,067+1,01,516
Mahindra FinanceNBFC7.00%55,83,0674,30,83,067+1,01,516
ICICI Home FinanceHFC6.95%55,40,7434,30,40,743+59,192
Shriram FinanceNBFC6.88%54,81,5514,29,81,551+0
PNB Housing FinanceHFC6.85%54,56,2044,29,56,20425,347
LIC Housing FinanceHFC6.80%54,13,9904,29,13,99067,561

Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →

Same deposit, longer lock-in

3,75,00,000 across every tenor

Highest published rate at each tenor, compounded quarterly, pre-tax.

TenorTop rateInterestMaturity value
7-day4.50%32,1963,75,32,196
30-day5.00%1,53,4683,76,53,468
90-day5.95%5,50,1153,80,50,115
180-day5.95%11,08,3013,86,08,301
1-year8.00%30,91,2064,05,91,206
2-year8.00%64,37,2274,39,37,227
3-year8.50%1,07,63,1994,82,63,199
5-year8.50%1,96,04,8065,71,04,806

Deposit ladder

Other deposit sizes over 2-year

At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 8.00%; deposits at or above it use the bulk card at 8.00%.

DepositInterestMaturity valueCard
50,000₹50,0008,58358,583retail · 8.00%
1,00,0001 lakh17,1661,17,166retail · 8.00%
2,00,0002 lakh34,3322,34,332retail · 8.00%
5,00,0005 lakh85,8305,85,830retail · 8.00%
10,00,00010 lakh1,71,65911,71,659retail · 8.00%
20,00,00020 lakh3,43,31923,43,319retail · 8.00%
50,00,00050 lakh8,58,29758,58,297retail · 8.00%
1,00,00,0001 crore17,16,5941,17,16,594retail · 8.00%
2,50,00,0002.5 crore42,91,4852,92,91,485retail · 8.00%
5,00,00,0005 crore85,82,9695,85,82,969bulk · 8.00%
10,00,00,00010 crore1,71,65,93811,71,65,938bulk · 8.00%

Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →

Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.