₹4,00,00,000 FD for 2 years
Matures at ₹4,68,66,375 at the highest published rate, 8.00% with Manipal Housing Finance.
Interest ₹51,93,057 to ₹68,66,375 across 15 banks · quarterly compounding, pre-tax · rates as of 23 Aug 2026
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At ₹3 crore and above, banks quote from a separate bulk rate card rather than the retail one, so this page loads the bulk cohort. Every figure on this page is computed with quarterly compounding and is pre-tax.
What ₹4,00,00,000 becomes
Maturity value on a 2-year deposit
Across the 15 banks we track at this tenor, the interest on ₹4,00,00,000 spans ₹16,73,318 between the highest and lowest published rate. Quarterly compounding, pre-tax.
| Bank | Rate | Interest | Maturity value | vs median |
|---|---|---|---|---|
 Manipal Housing FinanceHFC | 8.00% | ₹68,66,375 | ₹4,68,66,375 | +₹10,19,388 |
 Muthoot Capital ServicesNBFC | 8.00% | ₹68,66,375 | ₹4,68,66,375 | +₹10,19,388 |
 Sundaram FinanceNBFC | 7.25% | ₹61,81,582 | ₹4,61,81,582 | +₹3,34,595 |
| KKTDFCNBFC | 7.00% | ₹59,55,271 | ₹4,59,55,271 | +₹1,08,284 |
 Sundaram Home FinanceHFC | 7.00% | ₹59,55,271 | ₹4,59,55,271 | +₹1,08,284 |
 Mahindra FinanceNBFC | 7.00% | ₹59,55,271 | ₹4,59,55,271 | +₹1,08,284 |
 ICICI Home FinanceHFC | 6.95% | ₹59,10,126 | ₹4,59,10,126 | +₹63,139 |
 Shriram FinanceNBFC | 6.88% | ₹58,46,987 | ₹4,58,46,987 | +₹0 |
 PNB Housing FinanceHFC | 6.85% | ₹58,19,951 | ₹4,58,19,951 | −₹27,036 |
 LIC Housing FinanceHFC | 6.80% | ₹57,74,922 | ₹4,57,74,922 | −₹72,065 |
Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →
Same deposit, longer lock-in
₹4,00,00,000 across every tenor
Highest published rate at each tenor, compounded quarterly, pre-tax.
Deposit ladder
Other deposit sizes over 2-year
At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 8.00%; deposits at or above it use the bulk card at 8.00%.
| Deposit | Interest | Maturity value | Card |
|---|---|---|---|
| ₹50,000₹50,000 | ₹8,583 | ₹58,583 | retail · 8.00% |
| ₹1,00,0001 lakh | ₹17,166 | ₹1,17,166 | retail · 8.00% |
| ₹2,00,0002 lakh | ₹34,332 | ₹2,34,332 | retail · 8.00% |
| ₹5,00,0005 lakh | ₹85,830 | ₹5,85,830 | retail · 8.00% |
| ₹10,00,00010 lakh | ₹1,71,659 | ₹11,71,659 | retail · 8.00% |
| ₹20,00,00020 lakh | ₹3,43,319 | ₹23,43,319 | retail · 8.00% |
| ₹50,00,00050 lakh | ₹8,58,297 | ₹58,58,297 | retail · 8.00% |
| ₹1,00,00,0001 crore | ₹17,16,594 | ₹1,17,16,594 | retail · 8.00% |
| ₹2,50,00,0002.5 crore | ₹42,91,485 | ₹2,92,91,485 | retail · 8.00% |
| ₹5,00,00,0005 crore | ₹85,82,969 | ₹5,85,82,969 | bulk · 8.00% |
| ₹10,00,00,00010 crore | ₹1,71,65,938 | ₹11,71,65,938 | bulk · 8.00% |
Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →
Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.