₹3,50,00,000 FD for 2 years
Matures at ₹4,10,08,078 at the highest published rate, 8.00% with Manipal Housing Finance.
Interest ₹45,43,925 to ₹60,08,078 across 15 banks · quarterly compounding, pre-tax · rates as of 21 Aug 2026
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At ₹3 crore and above, banks quote from a separate bulk rate card rather than the retail one, so this page loads the bulk cohort. Every figure on this page is computed with quarterly compounding and is pre-tax.
What ₹3,50,00,000 becomes
Maturity value on a 2-year deposit
Across the 15 banks we track at this tenor, the interest on ₹3,50,00,000 spans ₹14,64,153 between the highest and lowest published rate. Quarterly compounding, pre-tax.
| Bank | Rate | Interest | Maturity value | vs median |
|---|---|---|---|---|
 Manipal Housing FinanceHFC | 8.00% | ₹60,08,078 | ₹4,10,08,078 | +₹8,91,964 |
 Muthoot Capital ServicesNBFC | 8.00% | ₹60,08,078 | ₹4,10,08,078 | +₹8,91,964 |
 Sundaram FinanceNBFC | 7.25% | ₹54,08,884 | ₹4,04,08,884 | +₹2,92,770 |
| KKTDFCNBFC | 7.00% | ₹52,10,862 | ₹4,02,10,862 | +₹94,748 |
 Sundaram Home FinanceHFC | 7.00% | ₹52,10,862 | ₹4,02,10,862 | +₹94,748 |
 Mahindra FinanceNBFC | 7.00% | ₹52,10,862 | ₹4,02,10,862 | +₹94,748 |
 ICICI Home FinanceHFC | 6.95% | ₹51,71,360 | ₹4,01,71,360 | +₹55,246 |
 Shriram FinanceNBFC | 6.88% | ₹51,16,114 | ₹4,01,16,114 | +₹0 |
 PNB Housing FinanceHFC | 6.85% | ₹50,92,457 | ₹4,00,92,457 | −₹23,657 |
 LIC Housing FinanceHFC | 6.80% | ₹50,53,057 | ₹4,00,53,057 | −₹63,057 |
Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →
Same deposit, longer lock-in
₹3,50,00,000 across every tenor
Highest published rate at each tenor, compounded quarterly, pre-tax.
Deposit ladder
Other deposit sizes over 2-year
At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 8.00%; deposits at or above it use the bulk card at 8.00%.
| Deposit | Interest | Maturity value | Card |
|---|---|---|---|
| ₹50,000₹50,000 | ₹8,583 | ₹58,583 | retail · 8.00% |
| ₹1,00,0001 lakh | ₹17,166 | ₹1,17,166 | retail · 8.00% |
| ₹2,00,0002 lakh | ₹34,332 | ₹2,34,332 | retail · 8.00% |
| ₹5,00,0005 lakh | ₹85,830 | ₹5,85,830 | retail · 8.00% |
| ₹10,00,00010 lakh | ₹1,71,659 | ₹11,71,659 | retail · 8.00% |
| ₹20,00,00020 lakh | ₹3,43,319 | ₹23,43,319 | retail · 8.00% |
| ₹50,00,00050 lakh | ₹8,58,297 | ₹58,58,297 | retail · 8.00% |
| ₹1,00,00,0001 crore | ₹17,16,594 | ₹1,17,16,594 | retail · 8.00% |
| ₹2,50,00,0002.5 crore | ₹42,91,485 | ₹2,92,91,485 | retail · 8.00% |
| ₹5,00,00,0005 crore | ₹85,82,969 | ₹5,85,82,969 | bulk · 8.00% |
| ₹10,00,00,00010 crore | ₹1,71,65,938 | ₹11,71,65,938 | bulk · 8.00% |
Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →
Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.