40 HKD to INR
HK$40 HKD = ₹488.52 INR
1 HKD = ₹12.2131 · 1 INR = HK$0.08188 · mid-market, 24 Aug 2026 07:17 UTC
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That figure is the mid-market benchmark, the rate banks trade with each other at. It is not the rate you will be given. The table below shows what HK$40 actually turns into once each bank applies its own spread.
What actually lands
HK$40.00 HKD through an Indian bank today
Mid-market values this at ₹488.52. Banks quote on either side of that. Across the 18 banks publishing a card rate right now, the outcome on this amount varies by ₹15.20.
| Bank | Their rate | You receive | vs mid-market |
|---|---|---|---|
Punjab National Bank | 12.1500 | ₹486.00 | −₹2.52−0.52% |
Indian Overseas Bank | 12.1300 | ₹485.20 | −₹3.32−0.68% |
State Bank of India | 12.1100 | ₹484.40 | −₹4.12−0.84% |
Bank of Baroda | 12.0800 | ₹483.20 | −₹5.32−1.09% |
Citibank N.A. | 11.9549 | ₹478.20 | −₹10.33−2.11% |
JP Morgan Chase Bank N.A. | 11.8968 | ₹475.87 | −₹12.65−2.59% |
HSBC Bank | 11.8600 | ₹474.40 | −₹14.12−2.89% |
Deutsche Bank | 11.8600 | ₹474.40 | −₹14.12−2.89% |
Published TT card rates, the upper bound on what a retail customer pays. Treasury desks negotiate underneath them. Informational only, not a recommendation. Compare all 25 banks quoting HKD →
Conversion table
Other HKD amounts in INR
| HKD | INR |
|---|---|
| HK$1 | ₹12.21 |
| HK$10 | ₹122.13 |
| HK$50 | ₹610.66 |
| HK$100 | ₹1,221.31 |
| HK$500 | ₹6,106.55 |
| HK$1,000 | ₹12,213.10 |
| HK$2,000 | ₹24,426.20 |
| HK$5,000 | ₹61,065.50 |
| HK$10,000 | ₹1,22,131.00 |
| HK$25,000 | ₹3,05,327.50 |
| HK$50,000 | ₹6,10,655.00 |
| HK$100,000 | ₹12,21,310.00 |
Mid-market conversions. Banks and card issuers quote either side of this, convert INR to HKD instead →
Going the other way? Convert ₹500 INR to HKD
Banks quote a different rate in each direction. The gap between the two is the spread you pay.
Rates shown are indicative and for information only. Capera is not a broker, dealer or investment adviser and does not execute conversions. Terms.







