Shriram Finance
Today's rate picture across the 1 product Capera tracks for Shriram Finance. Each is ranked against every other Indian bank in the same universe.
Fixed deposits
FD rates
6.64%
1-year retail rate
Best 7.25% · 36 months – 60 months
#4of 5We rank every bank by its 1-year retail FD rate (under ₹3 crore), within its own category. Higher = better for the depositor. Updated daily from each bank's published rate card.
among NBFCs
View full slab structure
Foreign exchange
Not tracked
Shriram Finance forex card rates aren't on Capera yet.
Lending
Not tracked
Shriram Finance doesn't publish an EBLR/MCLR table we ingest yet.
All rates refreshed daily from each bank's published rate card. See individual product pages for full slab structure, history, and head-to-head comparisons.
Debt capital markets
Shriram Finance in the bond market
We track 74 outstanding instruments for Shriram Finance, across bonds, certificates of deposit and commercial paper, spanning the full maturity spectrum.
Deposit curve, with bonds overlaid
The blue line is Shriram Finance’s published retail FD rate, stepped because a deposit rate is fixed within each tenor band and changes only at the boundary. Each amber dot is one of Shriram Finance’s own bonds, drawn at its exact time left to maturity and its latest traded yield. Deposits and bonds are not like-for-like; see the note below the chart.What Shriram Finance credit yields, from a short deposit to its longest bond
How this is drawn. Retail rate for deposits under ₹3 crore, from Shriram Finance’s published rate card. Fixed for the whole tenor you book, so the line is flat inside each band and steps at the boundary. The blue line is the bank’s retail deposit rate by tenor. The amber dots are the bank’s own bonds, each at its exact time left to maturity and its latest secondary-market traded yield The yield a buyer locks in at today’s market price, not the coupon. It is a traded level from the instrument registry, not an offer to transact, and it moves with the market..
These are not like-for-like, so read the shape, not a head-to-head. A deposit is covered by DICGC insurance up to ₹5 lakh and pays a fixed rate; a bond carries the issuer’s credit and market risk, is sold only in the secondary market, and is taxed differently. Bond yields also differ line to line on seniority, security cover, and call, put or step-up terms. Perpetual (AT1) and market-linked instruments are left out because they have no fixed maturity to place on the axis.
A dot’s yield is its last traded level. Bank bonds trade thinly, so a hollow dot has not traded recently and its level may be weeks old; hover any dot for the exact trade date. The deposit line is today’s published rate card.
Most recently traded
8.20%
Latest traded yieldThe latest secondary-market traded yield, the return a buyer locks in at today’s price, not the coupon. Not an offer to transact.
5mo to maturity·matures March 2027
9.54%
Latest traded yieldThe latest secondary-market traded yield, the return a buyer locks in at today’s price, not the coupon. Not an offer to transact.
1.4y to maturity·matures March 2028
9.46%
Latest traded yieldThe latest secondary-market traded yield, the return a buyer locks in at today’s price, not the coupon. Not an offer to transact.
1.6y to maturity·matures May 2028
8.05%
Latest traded yieldThe latest secondary-market traded yield, the return a buyer locks in at today’s price, not the coupon. Not an offer to transact.
2.3y to maturity·matures January 2029
Yields are the latest secondary-market traded levels from the instrument registry, not an offer to transact. Coupon shown where no recent trade exists.
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