Every bank
operating in India
Showing 39 Private sector banks of 80 listed. Each card links through to that bank's full rate picture.
Private sector
Private Sector Banks
Privately-held scheduled commercial banks. RBI-regulated, DICGC-insured. Typically faster product cycles and tighter spreads than PSBs.
16 banks

RBL Bank
Private · SCB
7.00%
1Y·EBLR 6.00%·FX live

DCB Bank
Private · SCB
6.90%
1Y·FX live

IndusInd Bank
Private · SCB
6.75%
1Y·EBLR 8.85%·FX live

YES Bank
Private · SCB
6.65%
1Y

IDFC First Bank
Private · SCB
6.50%
1Y·EBLR 5.25%·FX live

Kotak Mahindra Bank
Private · SCB
6.50%
1Y·EBLR 7.60%·FX live

Federal Bank
Private · SCB
6.40%
1Y·EBLR 5.25%·FX live

Axis Bank
Private · SCB
6.25%
1Y·EBLR 9.15%·FX live

HDFC Bank
Private · SCB
6.25%
1Y·EBLR 7.75%·FX live

ICICI Bank
Private · SCB
6.25%
1Y·EBLR 7.20%·FX live
- C
CSB Bank
Private · SCB
not tracked
- D
Dhanlaxmi Bank
Private · SCB
not tracked
- J&
Jammu & Kashmir Bank
Private · SCB
not tracked

Karnataka Bank
Private · SCB
not tracked

South Indian Bank
Private · SCB
not tracked

Tamilnad Mercantile Bank
Private · SCB
not tracked
Small finance
Small Finance Banks
Newer license category focused on financial inclusion. Typically pay higher rates than commercial banks. Same ₹5 lakh DICGC insurance.
13 banks

Unity Small Finance Bank
Private · SFB
7.50%
1Y

Suryoday Small Finance Bank
Private · SFB
7.25%
1Y

Ujjivan Small Finance Bank
Private · SFB
7.25%
1Y·FX live

Equitas Small Finance Bank
Private · SFB
6.90%
1Y·FX live

AU Small Finance Bank
Private · SFB
6.35%
1Y

Slice Small Finance Bank
Private · SFB
6.25%
1Y

Shivalik Small Finance Bank
Private · SFB
6.00%
1Y

Utkarsh Small Finance Bank
Private · SFB
6.00%
1Y

ESAF Small Finance Bank
Private · SFB
4.75%
1Y·FX live
- CS
Capital Small Finance Bank
Private · SFB
not tracked
- FS
Fincare Small Finance Bank
Private · SFB
not tracked
- JS
Jana Small Finance Bank
Private · SFB
not tracked
- NE
North East Small Finance Bank
Private · SFB
not tracked
Non-bank lenders
NBFCs and Housing Finance Companies
Not banks — credit ratings (CRISIL / ICRA) matter here. Rates are usually higher to compensate for the absence of DICGC insurance.
10 banks

Manipal Housing Finance
Private · HFC
8.25%
1Y

Muthoot Capital Services
Private · NBFC
7.65%
1Y
- K
KTDFC
Private · NBFC
7.00%
1Y

Sundaram Finance
Private · NBFC
6.97%
1Y

PNB Housing Finance
Private · HFC
6.85%
1Y

Shriram Finance
Private · NBFC
6.79%
1Y

ICICI Home Finance
Private · HFC
6.75%
1Y

LIC Housing Finance
Private · HFC
6.70%
1Y

Sundaram Home Finance
Private · HFC
6.70%
1Y

Mahindra Finance
Private · NBFC
6.60%
1Y
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