PNB
fixed deposit rates
Today PNB offers 6.30% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 18 brackets covering 7 days to 10 years.
1-year rate
6.30%
Retail (< ₹3 cr)
5-year rate
6.10%
Retail (< ₹3 cr)
Best rate
6.60%
444 days
Slabs published
18
7 d – 10 yr
Rate × tenor
The full curve
18 slabs · retail
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PNB
This page
| Tenor | Days | Bucket | Rate · retail |
|---|---|---|---|
| 7 to 14 days | 7–14 d | Short | 3.00% |
| 15 to 45 days | 15–45 d | Medium | 3.00% |
| 46 to 90 days | 46–90 d | Medium | 4.50% |
| 91 to 154 days | 91–154 d | Medium | 4.90% |
| 155 daysSpecial · +65 bp | 155 d | Medium | 5.55% |
| 156 to 179 days | 156–179 d | Medium | 4.90% |
| 180 to 270 days | 180–270 d | Medium | 5.60% |
| 271 days to 302 days | 271–302 d | Medium | 5.60% |
| 303 daysSpecial · -5 bp | 303 d | Medium | 5.55% |
| 304 days to less than 1 year | 304–364 d | Medium | 5.60% |
| 1 yearSpecial · +65 bp | 365 d | Long | 6.25% |
| Above 1 year to 443 days | 365–443 d | Long | 6.30% |
| 444 daysSpecial · +30 bp | 444 d | Long | 6.60%★ Best |
| 445 days to 2 years | 445–1095 d | Long | 6.30% |
| Above 3 years to 1203 days | 1096–1203 d | Long | 6.10% |
| 1204 daysSpecial · -5 bp | 1204 d | Long | 6.05% |
| 1205 days to 5 years | 1205–1825 d | Ultra-long | 6.10% |
| Above 5 years to 10 years | 1826–3650 d | Ultra-long | 6.00% |
Rate over time
How PNB's rate has moved
Last 12 months
Tenor
Net change · 186d
+5 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How PNB compares.
Vs SCB average
6.44%
-14 bps below
Vs SFB average
6.47%
-17 bps below
Vs NBFC average
7.03%
-73 bps below
On a 1-year FD, PNB ranks #9 of 20 Scheduled Commercial Banks we track. Its rate is -14 bps below the SCB average.
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Compare with the rest
See PNB alongside 19 other SCBs.
The full SCB leaderboard, refreshed daily, with cross-category comparisons.
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