ESAF Small Finance Bank
fixed deposit rates
Today ESAF Small Finance Bank offers 4.75% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 11 brackets covering 7 days to 10 years.
1-year rate
4.75%
Retail (< ₹3 cr)
5-year rate
5.75%
Retail (< ₹3 cr)
Best rate
7.75%
2 years to less than 3 years
Slabs published
11
7 d – 10 yr
Rate × tenor
The full curve
11 slabs · retail
Compare with up to 2 banks
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ESAF Small Finance Bank
This page
| Tenor | Days | Bucket | Rate · retail |
|---|---|---|---|
| 7 days to 14 days | 7–14 d | Short | 2.75% |
| 15 days to 59 days | 15–59 d | Medium | 3.25% |
| 60 days to 90 days | 60–90 d | Medium | 3.75% |
| 91 days to 182 days | 91–182 d | Medium | 4.00% |
| 183 days to 1 year | 183–365 d | Long | 4.75% |
| 1 year 1 day to 500 days | 366–500 d | Long | 7.25% |
| 501 daysSpecial · +25 bp | 501 d | Long | 7.50% |
| 502 days to less than 2 years | 502–729 d | Long | 7.25% |
| 2 years to less than 3 years | 730–1094 d | Long | 7.75%★ Best |
| 3 years to less than 5 years | 1095–1824 d | Long | 6.00% |
| 5 years to 10 years | 1825–3650 d | Ultra-long | 5.75% |
Rate over time
How ESAF Small Finance Bank's rate has moved
Last 12 months
Tenor
Net change · 186d
0 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How ESAF Small Finance Bank compares.
Vs SCB average
6.44%
-169 bps below
Vs SFB average
6.47%
-172 bps below
Vs NBFC average
7.03%
-228 bps below
On a 1-year FD, ESAF Small Finance Bank ranks #9 of 9 Small Finance Banks we track. Its rate is -172 bps below the SFB average.
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Frequently asked
About ESAF Small Finance Bank FDs.
Other banks
Top peers by 1-year rate
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Equitas Small Finance Bank
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PNB Housing Finance
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Compare with the rest
See ESAF Small Finance Bank alongside 8 other SFBs.
The full SFB leaderboard, refreshed daily, with cross-category comparisons.
All FD rates in India